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Best Invoicing and Payment Apps for Contractors (Get Paid on the Job Site)
✓ Prices and features last checked on vendors' official sites: Oct 14, 2026
If you don't need full field service software, a dedicated invoicing or accounting app can handle billing and payments for less. If you already run Jobber or Housecall Pro, payments are built in. Here's what each option publishes for prices and processing fees.
Card and bank fees compared
| App | Online card / invoice payments | Bank (ACH) payments |
|---|---|---|
| Square Invoices | 3.3% + 30¢ (Free plan); 2.9% + 30¢ (Plus and Premium) | 1%, $1 min, $10 cap on Plus/Premium |
| FreshBooks Payments | 2.9% + $0.30 | 1% |
| Jobber Payments | 2.9% + 30¢ (Tap to Pay 2.7% + 30¢) | 1% |
| Housecall Pro | From 2.59% | 1% |
Rates are as published on each vendor's pricing page on the date shown above. Your rate can differ by card type and plan.
Square Invoices
Square has three plans: Free ($0/mo), Plus ($49/mo per location), and Premium ($149/mo per location). In-person card payments are 2.6% + 15¢ on Free, 2.5% + 15¢ on Plus, and 2.4% + 15¢ on Premium. Manually entered or card-on-file payments are 3.5% + 15¢. Square says businesses processing over $250,000 a year can ask about custom pricing.
FreshBooks
FreshBooks lists Lite at $23/mo (invoices to 5 clients), Plus at $43/mo (50 clients), and Premium at $70/mo (unlimited clients), plus a custom-priced Select plan. Extra team members are $11/mo each, and Advanced Payments is a $20/mo add-on (included in Select). Premium includes project profitability. There's a 30-day free trial. FreshBooks often runs introductory discounts; we list the regular prices here.
QuickBooks Online
QuickBooks lists a Free plan ($0, 1 user, 2 invoices a month unless you enable QuickBooks Payments), Simple Start ($38/mo), Essentials ($85/mo, 3 users), Plus ($140/mo, which adds project profitability tracking), and Advanced ($340/mo, 25 users, with construction financials and advanced project financials). Paid plans include accountant access. These are the regular prices; Intuit often advertises temporary discounts.
Built into your field service software
If you already schedule work in Jobber or Housecall Pro, their built-in payments put the invoice and payment on the same job record. Jobber adds Tap to Pay on the phone and progress invoicing. Housecall Pro includes consumer financing on every plan and fee-free check deposit in its app.
How to choose
- Occasional invoices, lowest cost: Square Free.
- Service business that wants simple invoices plus bookkeeping basics: FreshBooks.
- You have a bookkeeper or CPA: ask what they use. It's usually QuickBooks Online.
- You also need scheduling and dispatch: use the payments built into your FSM.
Check current pricing
Each button goes to the vendor's official pricing page.
Square pricing → FreshBooks pricing → QuickBooks pricing → Jobber pricing → Housecall Pro pricing →